Get covered
Most states require businesses with employees to carry workers’ compensation insurance. Exceptions are rare.
Workers’ compensation
Your path to protecting your business and your employees starts here.
Free quote by phone · Licensed agents available Mon–Fri, 8am–8pm
What is workers’ compensation insurance?
Workers’ compensation steps in for businesses and employees when a work-related injury or illness happens. It pays for medical care and lost wages so employees can recover — and it shields your business from costly lawsuits.
How it works
The workers’ comp process can feel complicated. Here’s the simple version.
Learn more about workers’ comp →- 1Get a quote and secure coverage
- 2Use safety resources to prevent workplace injuries
- 3Report any injuries promptly
- 4Get claims help and care for the injured worker
- 5Focus on recovery and return to work
- 6Close the claim
Experience the CrewComp difference
Choose CrewComp and get a team of caring experts focused on great service, proactive solutions and support built around your business.
Talk to an agent: 1-800-555-0199- Expert claims management
- Proactive safety services
- Return-to-work support
- Local, licensed agents
- Spanish-language support
- Pay-as-you-go billing options
Employer responsibilities
Post required notices
Display the required workers’ compensation posters where every employee can see them.
Report injuries promptly
Report every work-related injury or illness to your carrier as soon as possible to keep claims on track.
Frequently asked questions
Who needs workers’ compensation insurance?
In most states, any business with one or more employees — full-time or part-time — must carry workers’ comp. Requirements vary by state and industry, so check your state’s rules or ask one of our agents.
How much does workers’ compensation insurance cost?
Premiums depend on your payroll, industry classification codes, claims history and state. Small businesses often pay less than they expect — a free quote is the fastest way to know.
What are the benefits of workers’ compensation insurance?
It covers medical bills, lost wages and rehabilitation for injured employees, and it protects your business from most injury-related lawsuits.
What happens if I don’t carry workers’ comp?
Penalties can include heavy fines, stop-work orders, and personal liability for an injured employee’s medical costs and lost wages.
Are independent contractors covered?
Generally no — true independent contractors are not covered under your policy. Misclassifying employees as contractors can lead to penalties, so review each worker’s status carefully.
How long do workers’ comp benefits last?
It depends on the injury and your state’s laws. Benefits usually continue until the employee recovers and returns to work, or reaches maximum medical improvement.
Let’s protect your workforce — together
See what sets CrewComp apart. Call now for a free, personalized quote — no obligation.
Call Now: 1-800-555-0199Licensed agents available Mon–Fri, 8am–8pm